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How to Check Unity Bank Account Balance on Phone

How to Check Unity Bank Account Balance on Mobile Phone: A Step-by-Step Guide

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With the advancement of technology, banking has become more convenient and accessible than ever before. Gone are the days of long queues and time-consuming processes. Now, you can perform various banking transactions right from your mobile phone, including checking your account balance. In this article, we will guide you on how to check your Unity Bank account balance on your mobile phone using two simple and reliable methods.

Method 1: Checking Unity Bank Account Balance Using USSD Code

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Unity Bank provides customers with a USSD (Unstructured Supplementary Service Data) code to easily check their account balance. Follow these simple steps to use the USSD code:

  1. If you are using the code for the first time, you must activate it. Dial *7799# on your mobile phone and follow the prompts to activate the Unity Bank USSD code.
  2. Once activated, simply dial *7799# on your mobile phone with the line linked to your Unity Bank account.
  3. Enter your four-digit banking PIN for verification.
  4. Your Unity Bank account balance will be displayed on your phone screen.

Please note that a nominal fee might be charged by the bank for using the USSD service. The USSD code works with MTN, Airtel, Glo, and 9Mobile lines.

Method 2: Checking Account Balance Using the Unity Bank Mobile App

Unity Bank also offers a mobile banking application that allows you to check your account balance and perform other transactions seamlessly. Here’s how to use the mobile app:

  1. Download the Unity Bank Mobile App from Google Play Store or the Apple store.
  2. Install and launch the app on your mobile phone.
  3. If you are using the app for the first time, you will need to register with some personal information. Follow the registration process within the app.
  4. After successfully registering, log in to the app using your credentials.
  5. Your Unity Bank account balance will be displayed on your dashboard.

The mobile app is user-friendly and requires data connectivity to function. However, no service fee is charged for using the mobile app.

Facts About Unity Bank

  • Unity Bank, also known as Unity Bank Plc, is a leading commercial bank in Nigeria with its headquarters in Lagos.
  • The bank boasts a substantial asset base and provides a range of financial services to its customers.
  • Unity Bank was established in January 2006 through a merger of nine financial institutions specializing in corporate, retail, and investment banking.

FAQs – How to Check Unity Bank Account Balance on Mobile Phone

How can I check my Unity Bank account balance on my mobile phone?

To check your Unity Bank account balance on your mobile phone, use the USSD code *7799# and follow the prompt commands.

What are the steps to check my Unity Bank account balance using USSD?

Dial *7799# on your mobile phone registered with Unity Bank, follow the on-screen prompts, and select ‘Check Account Balance.’ You might need to enter your four-digit banking PIN for verification, after which your account balance will be displayed.

Can the USSD service be used on any type of mobile phone?

Yes, the USSD service works on all types of mobile phones, whether smartphones or feature phones, as long as the mobile number is registered with Unity Bank.

Is it necessary to register for mobile banking to use the USSD service?

No, you don’t need to register for mobile banking to use the USSD service. However, ensure that your mobile number is registered with Unity Bank.

Will I be charged a fee for checking my account balance via USSD?

Typically, a nominal fee is charged by banks, including Unity Bank, for checking your account balance via USSD.

Can I use the USSD service if my mobile phone does not have airtime?

Generally, a small amount of airtime on your mobile phone is required to use the USSD service. The cost of using the service is deducted from your airtime balance.

Is the USSD service available all the time?

Yes, the USSD service is available 24/7, allowing you to check your account balance anytime, anywhere. However, service availability might be affected occasionally due to network issues.

With the simplicity of these methods, checking your Unity Bank account balance on your mobile phone becomes a breeze. Say goodbye to long bank queues and embrace the convenience of mobile banking today!

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