Ecobank Transfer Code – List of Ecobank USSD Codes Updated

Ecobank, a prominent player in Nigeria’s banking sector, has consistently evolved to cater to the modern banking needs of its customers. If you’re an Ecobank account holder, there’s a good chance you’ve stumbled upon or heard about the Ecobank transfer code. But what is it? And why does it matter?


The Ecobank transfer code, powered by USSD technology, is a groundbreaking innovation in the banking industry. Gone are the days when banking transactions required long queues or stressful waits. With the Ecobank USSD code, transactions are merely a few button presses away, offering you stress-free banking at your fingertips.


But let’s break it down a little more. This article aims to unveil the multitude of functions and benefits associated with the Ecobank code. Whether you’re looking to understand the basic Ecobank code or delve deeper into the specifics of the Ecobank transfer code, we’ve got you covered. Furthermore, we will be discussing the list of all Ecobank USSD codes, which will undoubtedly be a handy reference.

Are you curious about how to transfer money to other banks using the Ecobank transfer code? Or perhaps you’re more interested in simpler tasks, like checking your balance, buying airtime, or even getting a loan? We’ll be addressing all of that. Additionally, topics like how to register the Ecobank USSD code, how to register without an ATM card, and even how to get a 5-digit pin for Ecobank transfers are on our radar.

The benefits and features of the Ecobank USSD codes are vast, and by the end of this article, you’ll understand them all. From the requirements to activate the USSD code to the procedures on how to block or unblock your Ecobank USSD code, we leave no stone unturned.

Table of Content

  • Ecobank Code
  • Ecobank Transfer Code
  • List of all Ecobank USSD Codes
  • Ecobank Transfer Code to other bank
  • Ecobank code to check balance, for account number, to transfer money, for loan, to buy airtime, for BVN, to block Ecobank atm card, to transfer data.
  • How to register Ecobank USSD code
  • How to register Ecobank code without ATM card
  • Benefits and features of Ecobank USSD codes
  • Requirements to activate Ecobank USSD code
  • How to get a 5-digit pin for Ecobank transfer
  • How to block Ecobank USSD code
  • How to unblock Ecobank USSD code

What is Ecobank Transfer Code?

The Ecobank Transfer Code is *326#. It’s a special code from Ecobank that lets you do many bank things without going to the bank. Before you can use this code, you need to first sign up for it.

Ecobank made this *326# code to help people in Nigeria do their banking easily. With it, you can send money, check your money, and more. It’s fast, simple, and you get a message when you use it.

The best part? This *326# code works on all phones, whether it’s a small simple one or a big smart one. You don’t need the internet, and you can use it anywhere in Nigeria. Just make sure the phone number you’re using is the one you gave to Ecobank when opening your account.

Requirements to Use Ecobank Transfer Code

What do you need to start using the Ecobank transfer code?

To start using the Ecobank *326# code, you need some things:

  1. Ecobank Account: First, you must have an Ecobank account.
  2. Debit Card: Make sure you have a working card from the bank that’s tied to your account.
  3. Phone Number: You need the phone number you gave to the bank when you opened your account.
  4. Any Mobile Phone: Whether it’s a small one or a smartphone, as long as it can dial numbers, it will work.

How to Activate Ecobank Transfer Code

Before you can use the Ecobank *326# code, you need to set it up. Here’s how you can do that in easy steps:

  1. Dial: On your phone, type and call *326#.
  2. Choose Option: When it shows up, pick ‘Create PIN’.
  3. Type in Your Account: Put in your Ecobank account number when it asks.
  4. Give Your Card Details: Now, type in your debit card information.
  5. Make a PIN: Think of a 4-number password and put it in.
  6. Check the PIN: Type that 4-number password again to be sure.

And that’s it! You’re all set to use the Ecobank Transfer Code.

List of Ecobank USSD Codes

Want to do something quickly with your Ecobank account using your phone? Here are the codes you can dial:

  • To Check Your Balance: Dial *326*0#
  • To See Your Account Number: Dial *326#
  • To Send Money to Another Ecobank Account: Dial *326#
  • To Send Money to a Different Bank: Dial *326#
  • To Buy Airtime for Yourself: Dial *326*Amount# (Example: *326*500# for N500 airtime)
  • To Buy Airtime for Someone Else: Dial *326*Amount*PhoneNumber# (Example: *326*500*08001234567# for N500 airtime to that number)
  • To Ask for a Loan: Dial *326#
  • To Check Your BVN Number: Dial *565*0#
  • To Open a New Account: Dial *326#
  • To Pay Bills: Dial *326#

Transfer Limit with Ecobank USSD Codes

You should know there’s a limit to how much you can send with Ecobank USSD code. You can transfer up to N100,000 every day, but only N20,000 in one go. For buying airtime, the most you can get in one day is N20,000.

How to Block Ecobank USSD Code

  • Dial *326*911# from any phone.
  • Type in the phone number you used for your bank account.

That’s all! It will turn off.

How to Unblock Ecobank USSD Code

  • Go to any Ecobank branch near you.
  • Ask them to help you activate it again.

How to Transfer Money from Ecobank to another Bank?

  • Dial *326# on the phone you gave to Ecobank when you opened your account.
  • Follow the steps it shows. It will ask you to pick the bank and put in the account number.
  • Put in your special USSD pin to prove it’s you.

What If I Forget My Ecobank Transfer Pin?

  • Open your Ecobank Mobile App.
  • Click on “Forgot PIN”.
  • Then click on “call now”, and the bank will help you get a new one.

How to Transfer Money from Ecobank  Without Ecobank ATM Card

  • First, go to any Ecobank ATM.
  • You don’t need a card. You just need a special code.
  • Get this code by dialing *326# or using the Ecobank Mobile App.
  • At the ATM, choose “Cardless Withdrawal”.
  • Put in the code you got on your phone.

How to Send Money from Ecobank Without Using a Card

  • In Nigeria and many places, dial *326#.
  • Follow what it tells you to get a one-time Xpress Cash e-token.
  • Go to an Ecobank ATM.
  • Pick the “Cardless Withdrawal” option.
  • Put in the e-token number from your phone.

How to Use the Ecobank Xpress Account

  • First, get the Ecobank Mobile App and install it.
  • Open it and type in your details.
  • Now, you can send money, pay bills, or buy airtime – all using your phone!

How do I borrow money from Ecobank?

When financial challenges arise, or you find a golden opportunity just within your grasp, it’s comforting to know that Ecobank offers a range of loan options tailored to various needs. Let’s delve into the diverse loans you can apply for with Ecobank:

  1. Ecobank Auto Loan: Dreaming of owning a new car or perhaps a generator? Ecobank’s Auto Loan is designed to make this dream a reality. They’ll finance up to 90% of the total cost, getting you closer to your goal.
  2. Ecobank Advance Facility Loan: Unexpected expenses can pop up. When they do, the Advance Facility loan can be a lifeline, offering you up to 50% of your net monthly pay swiftly.
  3. Ecobank Cash Backed Loan: If you’ve got deposits or investments with Ecobank, the Cash Backed Loan gives you access to low-interest funds without having to touch your investments.
  4. Ecobank Mortgage Loan: Whether you’re stepping into a new home, giving a facelift to your current one, or considering refinancing, the Mortgage Loan is your ally.
  5. Ecobank Personal Loan: A flexible loan for various needs. Plus, as you repay, you can access more funds. It can even cater to students in need of educational loans.
  6. Ecobank Salary Advance Loan: Emergencies don’t send invites. For those sudden needs, the Salary Advance Loan lets employees of approved companies borrow up to 40% of their monthly salary. It’s a 30-day overdraft loan that’s immensely popular for its promptness.
  7. Ecobank Travel Loan: Got the travel bug? Ecobank’s Travel Loan offers discounts on flights and hotels, making your vacation planning smoother.

Contact Details of Ecobank

Should you have questions or need more details, reach out to Ecobank through:


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